Friday, February 7, 2014
February 7 - Online Discussion Question 3
Holly agrees that it’s a great idea to give every dollar a name, and she does this every month, without fail. Holly writes down every penny she spends and enters it into a spread sheet. Then, at the end of the month, she looks at where her money has gone, and tries to figure out what went wrong. You tell her that’s not how a budget works. Holly insists it works for her, but she will at least listen to what you have to say. What are you going to tell her?
February 7 - Online Discussion Question 2
Maurice is a commission salesman and has an irregular income. He goes in and out of debt regularly, using credit cards during the lean times. He also has a student loan. Maurice recently started listening to Dave and realized that he could do a budget despite the fact that his income is unpredictable. He knows you know Dave’s program inside and out, and he asks you to explain to him step by step how do make a budget for himself. What do you say?
February 7 - Online Discussion Question 1
or three months, Matt and Emily have been on a zero-based budget. It hasn’t balanced yet. Dave says it takes several months, but they’re discouraged. Emily prepares it and Matt gives input. But they always blow it—usually in eating out, entertainment, or the blow amount. They come to you for help. They think the problem isn’t the numbers, but rather the concept. Explain to them how a zero-based budget works, and what to do when it doesn’t.
Monday, February 3, 2014
January 31 - Online Discussion Question 3
What is the most interesting and/or helpful thing you have learned in this chapter? Be specific.
January 31 - Online Discussion Question 2
What are some of the problems your group encountered during the budgeting activity? How did you fix these problems?
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