Saturday, January 11, 2014

January 10 - Online Discussion Question 2

What are some reasons why people do not budget? (use your own words)

12 comments:

  1. They might be afraid they can't do it or that it won't work and won't help them save money by keeping them from overspending.

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  2. I think lots of people (mainly free spirits) don't want to limit their money to certain things. Others might think that it won't even help them.

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  3. One reason people may not want to use a budget is because they are afraid to see the painful truth of their spending habits.

    Autumn

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  4. people dont want to do a budget because they might be afraid that they wont have enough money in the envelope to buy the necessary items like food clothes etc

    travis

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  5. I think most people don't use a budget because they feel like they have more money with the less diversification in their budget.

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  6. I think that many people do not live on a budget because it looks like work (and nobody likes more work that seems unnecessary to them). Also, because they might be afraid to do a budget, afraid of failure and of not being able to buy the things that they want.

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  7. Most people feel that a budget will make them feel a shamed when they don't follow the plan. This then turns them off the idea of ever budgeting again.
    Adam

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  8. People avoid budgets because they are viewed as no fun and hard to follow. It's much easier to spend without guilt if you're not accountable to anything.

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  9. Because they might think it is to hard and don't like being held accountable.

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  10. A lot of people dont want to sit down and look at their spending because they are secretly afraid of how bad they are doing. Another reason is that they see it as restricting and have the idea that they wont be able to buy anything that they want.

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  11. They're afraid. They don't want to have a limit of how much they spend and what they spend it on.

    eyezik

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  12. They might think that they don't need it or it doesn't apply to them, they my not even dare to try it.

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